If I have been late with 1 mortgage payment can I still refinance?

Question by kimmee812: If I have been late with 1 mortgage payment can I still refinance?
I am so struggling with my mortgage payments Does anyone know of a good refinance company ?, and could they recommend anyone?

Best answer:

Answer by leysarob
When you do refinance the new mortgage company will ask you to explain the reason for the late payment (I just went through a refinance — went through Lending Tree to find a company to handle the refinance). If the reason is decent (like a big medical bill, or something like that) they will overlook that one late payment.

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