At what point in my mortgage refinancing am I still able to withdraw my loan request in favor of a better rate?

Question by see plourde: At what point in my mortgage refinancing am I still able to withdraw my loan request in favor of a better rate?
I locked in when my lender offered 5.5% but now rates are in the 4%s. I’ve turned in some signed documents and the closing is next week. What are my options? Can I reneg?

Best answer:

Answer by pickmefirstplz
if you have not signed the papers for the loan not the application you can reneg

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