Question by Kat: Should I include my student loans in a home refinance?
We are about to refinance our home at 3.85% for a 15-year loan. We have 40k of student loans at 5.75%. Including this amount in our mortgage will not get us to the point where we will have to pay PMI. Is this a good idea? If yes, why. If no, why not?
Answer by falsifiable
You can, but the amount financed cannot exceed 80% of your appraised home value.
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