Is it possible for me to refinance my 2nd mortgage and leave my 1st alone?

Question by mcoopd1: Is it possible for me to refinance my 2nd mortgage and leave my 1st alone?
I ask this because most lender said I have to refinance my 1st in order to pay off my 2nd, but if I do that because of my low credit score my interest will go way up and it will double what I am paying now. Is there a solution?

Best answer:

Answer by VaTreasures
Try going to a credit union. They usually have very competitive rates and usually give better service to small loans.

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