Can I lower the interest rate on my mortgage without refinancing?

Question by suttonsigep: Can I lower the interest rate on my mortgage without refinancing?
I am considering refinancing, but I am not really too sure yet. Is there any way that I could call my current lender and just negotiate a lower interest rate with them? This way I could possibly avoid all of the closing costs, etc that are associated with refinancing. Has anyone had any luck with this?

Best answer:

Answer by Noone i
My immediate response is: No

What do you think? Answer below!

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