Q&A: Can I lower my mortgage without refinancing?

Question by Blue: Can I lower my mortgage without refinancing?
When we bought the house 3 years ago there were two incomes coming in, now we just have one income and the savings are gone. I have good credit, but my cc’s are filling up – I do not want to hurt my credit, but am pretty close to getting in some trouble. What can I do to lower my mortgage to get back on track? Would I have to refi or is there any way my current lender can re-adjust?

Best answer:

Answer by mailaccount63
remodification

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