Q&A: Can you add a spouse to the mortgage within months of refinancing under one name?

Question by KTL: Can you add a spouse to the mortgage within months of refinancing under one name?
My fiance recently refinanced the house we have been living in for 3 years. He bought it right before we met. He got a great rate and we are saving a ton on the mortgage. We are getting married in a few months and we are hearing from other people that we may not be able to add my name to the mortgage w/out refinancing? but he just did? Does this mean we have to wait for my name to go onto the mortgage or are there other options?

Best answer:

Answer by anniewog
He can add you to the deed. It is not necessary to be on the loan. And I would suggest you look at all the penalties you might get yourself into if you do refinance in such a short time. All the fees and the pre-payment penalty.

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