Questions about refinancing home mortgage? i put this in the wrong section?

Question by julie: Questions about refinancing home mortgage? i put this in the wrong section?
with the fed cutting the rates so low, now would be a good time to think about refinancing right? my mortgage interest rate is currently 6.25 fixed, i think we owe about $ 95,000 on it. my husband and i have excellent credit, and we’ve been in our home for 5 years. would refinancing lower our monthly payment significantly, how much does it cost to refinance?

oh weve also paid our mortgage through march, so how would that work if we did decide to refinance

Best answer:

Answer by lolly
This is the right section
http://www.bankrate.com/brm/calc_vml/refi/refi.asp
Enter your numbers here.

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