Q&A: Refinancing. Will I pay less in closing cost if I use my current mortgage lender/bank?

Question by AbeJ: Refinancing. Will I pay less in closing cost if I use my current mortgage lender/bank?
I have heard you can save on some fees such as title search when you refinance with the same bank that has yiur current mortgage.
Is this true?

Best answer:

Answer by know-it-all
Some re-fis do not even have closing costs. Read all the disclosures before signing anything. If you have an FHA loan, there are several options

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