Question by cleanfanatic: What is the 1st step to take when refinancing a mortgage?
Answer by Tapestry6
You can stll have a debt and refinance, approach your own bank first if they turn you down go to the more established banks first and then to the smaller branches. If you belong to a credit union you can get financial help from them too.
What do you think? Answer below!
Apply with a mortgage broker or banker.