Which bank offers the lowest interest rate for mortgage refinance in California?

Question by dinofernandez66: Which bank offers the lowest interest rate for mortgage refinance in California?
I need to refinance my second/investment home in Milpitas California and I’m looking for a mortgage broker or a bank that offers lowest interest rate based on 700 or more fico score. Preferably a loan program with minimum monthly payment is preferred.

Best answer:

Answer by saghieh
try washington mutual,indymac bank and homecomings ,they have the low rates now

What do you think? Answer below!

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2 Responses to Which bank offers the lowest interest rate for mortgage refinance in California?

  1. brian-the-brain says:

    find the best rate you can find and then add 1% (1 point is what is the standard to add when dealing with an investment home)

    A mortgage broker is supposed to find you the best rate from all the companies she works with. If you don’t have a good one shop around.

    Here is a website to find the average and best rates:
    http://www.bankrate.com/brm/default.asp

  2. happeehome12 says:

    I hear Creative Mortgage is a good company to work with. Toll free number is 866-488-0929. They Say ask for Anthony in human recourse’s.?

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