is it possible to lower your mortgage payment without refinancing ??

Question by moham: is it possible to lower your mortgage payment without refinancing ??
I would like to put the needed amount of escrow payments into my mortgage company’ escrow account to pay my taxes for a year and lower my mortgage payment by the monthly { tax ] deduction ,, Is this possible ?
sorry,, I should have said that I am trying to eliminate the monthly deduction….

Best answer:

Answer by Dutch Master
NO YOU NEED TO REFINANCE THE WHOLE THING OR TAKE AN EQUITY LOAN OUT AGGAINST THE MORTGAGE .

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