refinance mortgage offers, “no costs to you” are these legit?

Question by honeybaby729: refinance mortgage offers, “no costs to you” are these legit?
I need to refinance my mortgage very soon. For the past 6 or so plus months my mail has been flooded daily with offers from various mortgage brokers or lenders offering me a deal of a lifetime. Many say they are offering me refinancing at no cost to me. This sounds a bit fishy, I doubt anyone is willing to help me at no costs. Is there any truths to these offers? I don’t want to waste time contacting these companies and filling out applications if they are not true. Any thoughts? Thanks !

Best answer:

Answer by shamieya
It is legit, there may be no out of pocket costs to you if your broker will be making a nice profit off of your refinance- they will pay for stuff themselves. there will always be fees though.

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