What are the negotiating terms/drivers for a 40 year fixed rate home mortgage refinancing deal?

Question by gerda soto: What are the negotiating terms/drivers for a 40 year fixed rate home mortgage refinancing deal?
I’m looking to obtain the best deal possible, so help me with the hidden quirks on this of type of transaction.

Best answer:

Answer by wickedgirl1973
You probably want to put this under Business & Finance > Renting & Real Estate as this is for US travel.

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