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Category Archives: Q&A
Q&A: Is there any way that a fixed-rate mortgage’s interest rate could be raised?
by Strangeless Question by Brandon S: Is there any way that a fixed-rate mortgage’s interest rate could be raised? I know the term “fixed-rate” means that the interest rate could not be raised theoretically, but are there clauses in the … Continue reading
How can I refinance if I have only 5% equity in my principal residence.?
by marsmet526 Question by dannyb41: How can I refinance if I have only 5% equity in my principal residence.? I want to refinance to relieve myself of the mortgage insurance payment. I have an additional house that is paid off … Continue reading
What are my financial responsibilities in the event of foreclosure?
Question by daisynbutterfly: What are my financial responsibilities in the event of foreclosure? If I don’t get my house refinanced I am worried I may have to let the bank take it back. Already filed chapter 7 bankruptcy 3 years … Continue reading
Can you buy a second house with home equity?
Question by Jason: Can you buy a second house with home equity? Can I refinance the current mortgage taking out as much as the home equity and use that money as a down payment for a second house? Best answer: … Continue reading
Q&A: Can my wife claim she owns the house if her income goes toward the mortgage and my income goes toward everyday
Question by tumby: Can my wife claim she owns the house if her income goes toward the mortgage and my income goes toward everyday My wife and I own our home. We recently refinanced and now the mortgage is deducted … Continue reading
What should I do when I refinance my house?
by Madison Guy Question by User: What should I do when I refinance my house? My credit has gone up so im going to refinance my house in about 2 or 3 months…I have about $ 15,000 in a money … Continue reading
Where can I find the current mortgage rate in Oregon?
by truliavisuals Question by Dwayne: Where can I find the current mortgage rate in Oregon? I’m going to refinance my house and I heard from friends that this coming week the mortgage rate will drop a bit. When I called … Continue reading
Can I give a loan to my LLC for a tax deduction?
Question by Charlene S: Can I give a loan to my LLC for a tax deduction? I purchased income property and put it in a LLC. Instead of getting a mortgage for the income property, I refinanced my house, took … Continue reading
Q&A: Thinking of investing in a vulture mortgage company, any thoughts?
Question by unrepentant poster: Thinking of investing in a vulture mortgage company, any thoughts? Buy mortgages from banks at .50 on the dollars. Let the home owner refinance it to the new amount at lower interst and a payment they … Continue reading
Q&A: How can I lower my mortgage payment?
Question by Nick B: How can I lower my mortgage payment? We own a house, we originally paid 160K for and now owe about 147K. We have a 6.75 fixed intrest rate for 30 years. We would like to refinance, … Continue reading