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Tag Archives: credit
Do you you will be able to negotiate with Mortgage companies like you can with credit card banks?
Question by bgpnst2: Do you you will be able to negotiate with Mortgage companies like you can with credit card banks? Suppose you have steller credit and want to re-negotiate your mortgage rate like you can essentialy do with a … Continue reading
Q&A: Is there a loan company out there anywhere that refinances under 500 credit score to stop foreclosure?
Question by loveystar1: Is there a loan company out there anywhere that refinances under 500 credit score to stop foreclosure? I am in need of refinancing our home. We are currently almost 2 months behind on our mortgages. We stopped … Continue reading
Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score?
by marsmet461 Question by BleadGreen: Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score? I’m preparing to buy a house next year and doing everything in my power to increase … Continue reading
With the Federal Interest rates so low can I refinance into a lower fixed rate with not so good credit?
Question by edawg32: With the Federal Interest rates so low can I refinance into a lower fixed rate with not so good credit? I bought my first home from my parents about 2 years ago. The loan at the time … Continue reading
Q&A: Should I payoff my mortgage by writing a line of credit check?
Question by Oldster: Should I payoff my mortgage by writing a line of credit check? My mortgage rate is now 5.5% – line of credit is only 3.5% – but there is only 2 years left on line of credit; … Continue reading
Can you still remain a co-borrower in a mortgage with your ex spouse and your credit not be affected?
by ILPeoplesAction Question by Deblynn: Can you still remain a co-borrower in a mortgage with your ex spouse and your credit not be affected? The divorce settlement between these people allowed one spouse to keep their house, however the person … Continue reading
Can I refinance my home with bad credit?
Question by dara91562: Can I refinance my home with bad credit? My husband and I need to refinance our home to lower our monthly payments. We are paying 9% right now. We both have bad credit. About 4 years ago … Continue reading
How can I find a bank or credit union (preferably local) that doesn’t sell their mortgages to Fannie/Freddie?
by haytham fox Question by Ryan: How can I find a bank or credit union (preferably local) that doesn’t sell their mortgages to Fannie/Freddie? Rather than blaming Government/Wall Street/Capitalism for our economic woes, I realize we as ‘consumers’ have the … Continue reading
Q&A: Would it hurt your credit history if you refinance today and 6 months later apply for a new home loan?
by truliavisuals Question by qaboutcomp: Would it hurt your credit history if you refinance today and 6 months later apply for a new home loan? I am planning to buy a house in 6 months but want to refinance my … Continue reading
Where can a person get a mortgage refinance right now with less then perfect credit?
Question by pamela: Where can a person get a mortgage refinance right now with less then perfect credit? Best answer: Know better? Leave your own answer in the comments!