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Can you keep your home from being foreclosed by declaring bankruptcy?

Question by Denise T: Can you keep your home from being foreclosed by declaring bankruptcy? We’re trying to save our home(refinancing and brokers didn’t work) and have gotten nowhere with the mortgage company.They have already started foreclosure.The wacky part is … Continue reading

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Q&A: who is going to be awarded the monies from ameriquest settlement?

by truliavisuals Question by patiently waiting 123: who is going to be awarded the monies from ameriquest settlement? I had a mortgage with this co and opted to refinance–due to what I believed was bad practices on their part. Best … Continue reading

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Is it going to be harder to refinance one year from now?

Question by Claudio F: Is it going to be harder to refinance one year from now? Our balloon mortgage is due to expire in 2 years and we have to refinance before the expiration. Is it going to be harder … Continue reading

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Can I deduct the Origination Fee from my taxes if I bought the same year I refinanced?

by USDAgov Question by Questioner: Can I deduct the Origination Fee from my taxes if I bought the same year I refinanced? I’m looking to refinance my mortgage that I started about 5 months ago. Will I be able to … Continue reading

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Is it smart to use the equity from primary residence to pay cash for a rental?

by J. Stephen Conn Question by athos: Is it smart to use the equity from primary residence to pay cash for a rental? With the mortgage rate in free fall, is this a good idea to use the equity from … Continue reading

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Q&A: If I refinance with a different mortgage company, what happens with my escrow from my old mortgage company?

by truliavisuals Question by Alicia B: If I refinance with a different mortgage company, what happens with my escrow from my old mortgage company? I am considering a refinance with a different mortgage company. I was told that my old … Continue reading

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How can I convert my property type from Manufactured Housing to a regular home?

by truliavisuals Question by Holly08: How can I convert my property type from Manufactured Housing to a regular home? When we took out mortgage loan we took it out for a used double wide and put it on to a … Continue reading

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How do I remove my exes name from my home mortage?

Question by Tracy I: How do I remove my exes name from my home mortage? Our divorce papers give me the home but he wants his name off the mortgage. Can I only do this by refinancing? I don’t know … Continue reading

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In Texas, can you refinance a mortgage if changing from a primary residence to a rental property?

Question by Hokie: In Texas, can you refinance a mortgage if changing from a primary residence to a rental property? ***More specifically, can you refinance even if you have little or no equity in the home?*** We currently live in … Continue reading

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Should I refinance from an ARM if my rate will increase?

Question by Abigail: Should I refinance from an ARM if my rate will increase? I currently have an ARM mortgage with a rate of 3.125%. I am considering refinancing to a 30 year fixed with a 3.875% rate. Is this … Continue reading

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