Tag Archives: home

If you file bancruptcy can you ever refinance your home?

Posted on July 31, 2013 by duncan

by truliavisuals Question by sadonnac: If you file bancruptcy can you ever refinance your home? I have to file bankruptcy but I still own my home, how long will i have to wait before a mortgage company will talk to … Continue reading →

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Can you keep your home from being foreclosed by declaring bankruptcy?

Posted on July 29, 2013 by duncan

Question by Denise T: Can you keep your home from being foreclosed by declaring bankruptcy? We’re trying to save our home(refinancing and brokers didn’t work) and have gotten nowhere with the mortgage company.They have already started foreclosure.The wacky part is … Continue reading →

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Has anyone ever had USDA threaten to take your home if you do not refinance?

Posted on July 22, 2013 by duncan

Question by Gray: Has anyone ever had USDA threaten to take your home if you do not refinance? They’re doing this to me. I have made payments on my home on time for 17 years and now that I am … Continue reading →

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Can you buy a second house with home equity?

Posted on July 15, 2013 by duncan

Question by Jason: Can you buy a second house with home equity? Can I refinance the current mortgage taking out as much as the home equity and use that money as a down payment for a second house? Best answer: … Continue reading →

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If someone refinanced their home a few months ago, but lost there job later and can’t afford the home?

Posted on July 5, 2013 by duncan

by Superrad_ Question by curious: If someone refinanced their home a few months ago, but lost there job later and can’t afford the home? On a 1st Mortgage, what does the bank do, if someone refinanced their home afew months … Continue reading →

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Can a home loan modification reduce the monthly payment dramatically?

Posted on June 27, 2013 by duncan

by J Anthony Is Question by MC: Can a home loan modification reduce the monthly payment dramatically? has anyone had their mortgage loan modify? we pay 1000 a month for our house. is it possible to get it modify to … Continue reading →

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Q&A: I refinanced my home. After closing, why didn’t the mortgage company pay my county tax bill?

Posted on June 26, 2013 by duncan

Question by homer simpson: I refinanced my home. After closing, why didn’t the mortgage company pay my county tax bill? I refinanced my home this year. Part of the closing costs included my bill for county taxes. A month later … Continue reading →

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What refinance option should I choose? My home appraised higher than current mortgage.?

Posted on June 17, 2013 by duncan

Question by Adam: What refinance option should I choose? My home appraised higher than current mortgage.? Hi. I am trying to refinance our current home. Currently, we have a rate of 5.25% on a mortgage with a home value of … Continue reading →

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I would like to refinance my home with no fees or closing costs.?

Posted on June 9, 2013 by duncan

by ILPeoplesAction Question by DA: I would like to refinance my home with no fees or closing costs.? I currently am unhappy with my mortgage company and would like to refinance. I was wondering if there was a way for … Continue reading →

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Who’s responsible for the mass number of recent and upcoming home foreclosures?

Posted on May 30, 2013 by duncan

Question by John L: Who’s responsible for the mass number of recent and upcoming home foreclosures? A significant number of people that don’t qualify for traditional home loans accept subprime loans to get into a home of their own, often … Continue reading →

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