Tag Archives: Lower

With the Federal Interest rates so low can I refinance into a lower fixed rate with not so good credit?

Question by edawg32: With the Federal Interest rates so low can I refinance into a lower fixed rate with not so good credit? I bought my first home from my parents about 2 years ago. The loan at the time … Continue reading

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What are the economic implications of a massive wave of refinancing by homeowners to lower rates?

Question by Nathan: What are the economic implications of a massive wave of refinancing by homeowners to lower rates? If interest rates were to drop significantly more, say 30 YR fixed to sub 3%, and a huge percentage of homeowner … Continue reading

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I locked a mortgage refinance rate; should I walk if I find lower?

by truliavisuals Question by Vindaloo99: I locked a mortgage refinance rate; should I walk if I find lower? Might the lender be willing to lower his rate quote? or must I find a new lender if I think I can … Continue reading

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With bad credit, can I refinance my mortgage to the lower rate or will my bad credit prevent me from refi?

Question by Donte’: With bad credit, can I refinance my mortgage to the lower rate or will my bad credit prevent me from refi? I have heard conflicting reports on this. Now paying rate: 6.25% Mortgage Rates today: 4.5% Can … Continue reading

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Q&A: How long do you have to pay on an existing mortgage before you refinance for a lower interest rate?

Question by Heather A: How long do you have to pay on an existing mortgage before you refinance for a lower interest rate? I have not yet bought a home but I am curious what effects refinancing. Is it based … Continue reading

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Q&A: What should I do to get lower interest rates when I get a mortgage refinance loan?

Question by Joshua E: What should I do to get lower interest rates when I get a mortgage refinance loan? Best answer: Answer by sporregarYou have to shop around for the best one. That’s not saying they will be less … Continue reading

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How can I lower my new mortgage payment without refinancing? HELP!?

Question by John: How can I lower my new mortgage payment without refinancing? HELP!? I just got a statement in the mail that my property taxes were short approx. $ 3,000 for the year AND my taxes went up so … Continue reading

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where in the mortgage refinance closing documents would i find the dollar amount of the point I paid to lower?

Question by Mark: where in the mortgage refinance closing documents would i find the dollar amount of the point I paid to lower? my interest rate? I believe I can write off this point over a period of time. Where … Continue reading

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where in the mortgage refinance closing documents would i find the dollar amount of the point I paid to lower?

Question by Mark: where in the mortgage refinance closing documents would i find the dollar amount of the point I paid to lower? my interest rate? I believe I can write off this point over a period of time. Where … Continue reading

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is it possible to lower your mortgage payment without refinancing ??

by Strangeless Question by moham: is it possible to lower your mortgage payment without refinancing ?? I would like to put the needed amount of escrow payments into my mortgage company’ escrow account to pay my taxes for a year … Continue reading

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