Tag Archives: mortgage

Is it true that I have to keep my Adjustable Rate Mortgage for 2 years?

by USDAgov Question by spoonylarue: Is it true that I have to keep my Adjustable Rate Mortgage for 2 years? That’s what the mortgage guy said but I’ve heard other people say I should try and refinance now. I’ve only … Continue reading

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Will mortgage advance payment lower current payment schedule?

by J. Stephen Conn Question by SYSMatrix: Will mortgage advance payment lower current payment schedule? I am thinking for refinance now. The mortgage loan agent says whenever I do mortgage advance payment, my next month’s mortgage will be recaculated based … Continue reading

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can you transfer your existing mortgage to a new house without having to come up with a down payment on the ne?

Question by Kevin: can you transfer your existing mortgage to a new house without having to come up with a down payment on the ne? i have a house with a mortgage. i want a newer house that’s worth more. … Continue reading

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Q&A: Can my wife claim she owns the house if her income goes toward the mortgage and my income goes toward everyday

Question by tumby: Can my wife claim she owns the house if her income goes toward the mortgage and my income goes toward everyday My wife and I own our home. We recently refinanced and now the mortgage is deducted … Continue reading

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Where can I find the current mortgage rate in Oregon?

by truliavisuals Question by Dwayne: Where can I find the current mortgage rate in Oregon? I’m going to refinance my house and I heard from friends that this coming week the mortgage rate will drop a bit. When I called … Continue reading

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Q&A: Thinking of investing in a vulture mortgage company, any thoughts?

Question by unrepentant poster: Thinking of investing in a vulture mortgage company, any thoughts? Buy mortgages from banks at .50 on the dollars. Let the home owner refinance it to the new amount at lower interst and a payment they … Continue reading

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Q&A: How can I lower my mortgage payment?

Question by Nick B: How can I lower my mortgage payment? We own a house, we originally paid 160K for and now owe about 147K. We have a 6.75 fixed intrest rate for 30 years. We would like to refinance, … Continue reading

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Q&A: Is it possible to buy my own mortgage at a discount?

Question by great_and_mighty_adam_levine: Is it possible to buy my own mortgage at a discount? I have one of those loans that banks don’t want anymore. It’s a 5-year interest-only ARM. However, I bought this on purpose, and have the ability … Continue reading

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Q&A: We have an FHA mortgage at 5.625% Is now a good time to refinance our mortgage?

Question by Amy S: We have an FHA mortgage at 5.625% Is now a good time to refinance our mortgage? I live in Allegheny County in Pittsburgh PA. The ultimate goal is to save money on our mortgage. We have … Continue reading

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Q&A: What options are available for those of us paying our mortgage but hm is now worth less than the borrowed amt?

Question by Krista C: What options are available for those of us paying our mortgage but hm is now worth less than the borrowed amt? I bought my home 2 years ago for $ 339,000, it was appraised at that … Continue reading

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