Tag Archives: without

Q&A: If I’m on an adjustable rate mortgage, will my rate go down, if the prime rate go down, without me refinancing

by Jim Carson Question by Jessica: If I’m on an adjustable rate mortgage, will my rate go down, if the prime rate go down, without me refinancing I have an adjustable mortgage with a 2 yr fixed rate, but in … Continue reading

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Is there a way I can remove my elderly mother name from my mortgage and deed without refinancing?

by woodleywonderworks Question by Patrice Z: Is there a way I can remove my elderly mother name from my mortgage and deed without refinancing? My mother may need to be placed in a convelescent home. I was informed it would … Continue reading

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Can you use your 401 k to pay down your mortgage if you refinance without receiving a penalty?

Question by Deborah V: Can you use your 401 k to pay down your mortgage if you refinance without receiving a penalty? Can you borrow your 401 k money to pay down your mortgage if you are planning to refinance … Continue reading

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is it possible to lower your mortgage payment without refinancing ??

by Strangeless Question by moham: is it possible to lower your mortgage payment without refinancing ?? I would like to put the needed amount of escrow payments into my mortgage company’ escrow account to pay my taxes for a year … Continue reading

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Q&A: Can I refinance my mortgage without having to payoff my home equity line of credit balance?

Question by Anthony J: Can I refinance my mortgage without having to payoff my home equity line of credit balance? I have a mortgage & home equity line of credit with the same lender. The rate on the equity loan … Continue reading

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How do I get a mortgage title and deed changed over to another party without refinancing the loan?

by Jon Haynes Photography Question by “D”: How do I get a mortgage title and deed changed over to another party without refinancing the loan? Best answer: Answer by CHARITY GCall the mortgage company and see if they will sign … Continue reading

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how can i take years off my mortgage without refinancing.i have a fixed mortgage 25 years APR 10%?

Question by nurse2011: how can i take years off my mortgage without refinancing.i have a fixed mortgage 25 years APR 10%? The purchase price was $ 80,000 Best answer: Answer by Mom of 2Pay 1/2 the mortgage every two weeks. … Continue reading

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Can you walk away from mortgage refinancing without a fee, because they did not lock in the rate?

by The Ardvaark Question by SUSAN D: Can you walk away from mortgage refinancing without a fee, because they did not lock in the rate? A mortgage broker friend was helping me with refinancing my mortgage for a lower rate … Continue reading

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Q&A: Refinance mortgage after garage is converted to living space without permit?

by stirwise Question by Susan: Refinance mortgage after garage is converted to living space without permit? Last year, we coverted our one car garage to a living space by enclosing it, adding a window, finishing the floor. No plumbing is … Continue reading

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How can I reduce my monthly mortgage by investing more $$ without refinancing and keeping 30 years fixed rate?

Question by gipovka: How can I reduce my monthly mortgage by investing more $ $ without refinancing and keeping 30 years fixed rate? Best answer: Answer by Carolinahomerates.comyou can pay bi-weekly to cut the 30yr term to maybe 23years…..or pay … Continue reading

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