# Tag Archives: years

## Is it true that I have to keep my Adjustable Rate Mortgage for 2 years?

by USDAgov Question by spoonylarue: Is it true that I have to keep my Adjustable Rate Mortgage for 2 years? That’s what the mortgage guy said but I’ve heard other people say I should try and refinance now. I’ve only … Continue reading

## What’s the best way to go about refinancing your home if you’ve refinance before two years ago. I am on a adju

by Jon Haynes Photography Question by dlachel392005: What’s the best way to go about refinancing your home if you’ve refinance before two years ago. I am on a adju I am on a adjustable rate mortgage and would like to … Continue reading

## Q&A: How good is an interest only refinance loan fixed for 7 or ten years at 6.125 interest rate?

Question by veron: How good is an interest only refinance loan fixed for 7 or ten years at 6.125 interest rate? We bought a home in FEBRUARY of 2005 the payments are pretty high we have a fixed 30 years … Continue reading

## Can you refinance your mortgage after living in a condo for only two years?

by woodleywonderworks Question by daisymae: Can you refinance your mortgage after living in a condo for only two years? I suspect my son has an ARM and has one more year to refinance before the interest rate changes. Is there … Continue reading

## We have a FHA Mortgage with 0 down. We have paid on our mortgage for 2 years. Can we refinance the FHA to low?

Question by Boatalot: We have a FHA Mortgage with 0 down. We have paid on our mortgage for 2 years. Can we refinance the FHA to low? We’d like to refinance the FHA mortgage to a lower interest rate. Can … Continue reading

## Is a 2 year fixed mortgage bad? I can refinance later. Am I locked in for 2 years with no refinancing?

Question by Britta G: Is a 2 year fixed mortgage bad? I can refinance later. Am I locked in for 2 years with no refinancing? Home, mortgage, 2 year mortgage, home loans, home loan mortgage, mortgage rates Best answer: Answer … Continue reading

## Is it possible to take out a 40 year mortgage and then refinance to a 30 year 3 years later?

by marsmet526 Question by aToTheZ: Is it possible to take out a 40 year mortgage and then refinance to a 30 year 3 years later? I know that a lot of people say that a 40-yr mortgage is not a … Continue reading

## I’m refinancing my mortgage, what exactly is amortized over 30 years?

Question by madison134: I’m refinancing my mortgage, what exactly is amortized over 30 years? Best answer: Answer by nyboi630Your points. Basically this means that if you get a mortgage that includes points (which are basically prepaid interest), then you CANNOT … Continue reading

## How many years do you have to pay on a mortgage before you can refinance?

Question by HadTheSurgery: How many years do you have to pay on a mortgage before you can refinance? We have a fixed rate FHA mortgage. How many years do we need to pay into it before refinancing will help lower … Continue reading

## Getting a divorce forces refinancing. Don’t plan to stay in it more than 2 years. What is best mortgage?

Question by stclaircl: Getting a divorce forces refinancing. Don’t plan to stay in it more than 2 years. What is best mortgage? If I know I will only be in the house for a short period of time is there … Continue reading