What could help me to modify(refinance) my mortgage?

Question by Alex M: What could help me to modify(refinance) my mortgage?
We have 100% finance with WF bank.After I lost my job my income dropped twice.We still able to pay mortgage ,but all money we make go to the bank.I have some Debs on credit card.Bank told me I need to increase income.
Did anyone was at the same boat?

Best answer:

Answer by Judy
After you try to negotiate with your mortgage.
By either letting you skip payments, reduced payments, or interest only payments.
If they don’t budge go to hopenow.com
I heard about this HUD program on CNN
They will call your mtg company and restructure your loan for free.
The goverment is trying to prevent more foreclosures.
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One Response to What could help me to modify(refinance) my mortgage?

  1. ☼AstrologerJuliAnne☼ says:

    You will probably not qualify to refinance your mortgage if your income is not enough. Do what your bank said: Increase your income. Get a 2nd, 3rd job! Otherwise, you will probably be asking how long you have to live in your house because it is being foreclosed on.

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