Q&A: what are junk fees I can avoid in a refinance?

by Superrad_

Question by lili: what are junk fees I can avoid in a refinance?
I’m thinking of refinancing my mortgage. I owe $ 167,000. My cost will be around $ 4,700 with the impounds . What are the junk fees that I need to look out for? which ones can I avoid? Can you give me a specific list of those junk fees” and how can I avoid them? thank you , all your help is appreciated.
I have $ 1500 dls of broker fees. too much?

Best answer:

Answer by David M
Getting a “loan modification” from your current bank is the best way to go if possible. Try that. A lot of the fees disappear that way.

BTW, they are not “junk” fees. They are real fees.

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