Question by qnh026: What is the best way to Improve my Credit Score.?
My score is 658 now. I have 6 open credit cards with about 20,000 balance. I do make all payments on time every month.
I want to raise my credit score to above 700 level. I am in the process of refinancing my mortgage. Please Help.
Answer by Answer G
When I was in a simalr situation last year, I 80% of my redit cards into a loan and payed them off. I still kept some credit cards cause its always good to have a couple. But I payed them off in full every month.
These are the guys I went through for the loan
They were excellent, great customer service, really helpful.
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