does my mortgage have to be backed my Freddie Mac to qualify for lower refinance rates?

Question by Chris W: does my mortgage have to be backed my Freddie Mac to qualify for lower refinance rates?
I have a mortgage from Bank of America. Can I refinance with the new GOVT asst rates if my mortgage is not a freddie or fannie mortgage?

Best answer:

Answer by golferwhoworks
if it is with Bof A it is backed by either Fannie or Freddie FHA VA

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