First Time Buyers: Mortgage Help on Hand

First Time Buyers: Mortgage Help on Hand

‘Confidence is low in the housing market’. What does this actually mean? Is it relevant to the average potential home buyer?

Don’t let talk about a poor economy and reduced mortgage approvals put you off pursuing your dream of buying your first home.

As specialists in first time buyer mortgages, Bower Mortgage Company helps those who would otherwise give up on their ideals find a way of financing their home purchase thanks to having access to the whole of the mortgage market.

Despite talk of low levels of lending and a fragile economy, it is often the case that with a bit of effort, a deal can be found that works with the available deposit and monthly affordability.

Whole of market mortgage brokers take time and care to work out viable solutions for first time buyers: mortgage deals that offer cash saving initiatives such as free or discounted legal work, valuations and arrangement fees plus cash back to help things along even more.

It takes great skill to find the best first time buyer mortgage deals; offers seen on the internet or by walking into a bank or building society really aren’t the be all and end all. Talk to a whole of market mortgage adviser and they will properly get to know your situation so you are presented with a deal you may never have thought was possible.

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.

Barry Smart is a qualified Mortgage and Protection Consultant working for Bower Mortgage Company: FSA regulated UK-wide friendly, experienced mortgage planning specialists. Quality, face to face advice and a strong focus on building long term customer relationships is guaranteed. For money saving mortgage and mortgage protection advice, contact Bower on 0800 411 8668; e-mail or visit

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