Question by zebrazebra1970: I need to do a Rapid Rescore for my credit. I am not refinancing so no mortgage broker. Who do I call?
If I had a mortgage broker, I could have him/her do it since many of them are able to arrange contacts with the credit bureaus to update my credit file. But I am not refinancing and firms that do Rapid Rescore appear to only work with mortgage brokers. I am trying to find a way around this.
I want to act quickly to take advantage of credit opportunities that have a time limit on them. I have to correct an error and the credit bureaus’ standard procedures take too long.
So, in short, I need to find a company that does Rapid Rescore for the general public. I need a phone number, a website, address, etc. Also I would like feedback on someone’s successful story in having done it him/herself. Thank you.
Answer by Amanda H
I’ve never heard of ‘rapid rescore’ but every dispute I’ve ever done has been done in under 30 days– the requirement. How “rapid” do you need it to be? And can’t you get pre-approved AS IF you plan to use a mortgage broker and then just pretend you didnt find a house you liked so they dont think you used them?
What do you think? Answer below!