Question by sukulaati: Why does my mortgage company need proof of marriage for refinancing?
My husband and I are refinancing our mortgage through a different lender. I kept my maiden name so of course we have different last names. We have to give our new lender a copy of our marriage license for the refinancing paperwork. Although I don’t remember for sure, I don’t think we had to provide such proof last year when we got the original mortgage. Why does it matter whether we are married or not? How would it affect the process if we were simply a common-law couple?
Answer by dusty_titus
Married couples have a tax advantage over singles living together because they file jointly.
The problem is that you are still using your maiden name – banks have problems with uppity women. Best to pony up the Certificate.
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