is there any loan from refinancing your mortgage you dont have to pay back?

Question by Matt W: is there any loan from refinancing your mortgage you dont have to pay back?

Best answer:

Answer by Lady J
I’ve never heard of a loan you don’t have to pay back.

Know better? Leave your own answer in the comments!

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4 Responses to is there any loan from refinancing your mortgage you dont have to pay back?

  1. Bluealt says:

    LOL. You want a loan you don’t have to pay back??? That’s called a gift.

  2. 1leapinglizard says:

    if u r 62 or older u can get a reverse mtg and u don’t have to pay it back-and they cannot throw u out of your home ever- your inheritors pay the bill and can keep the balance. if u sell then u have to pay it back…it is great. you can take a lump sum or write out checks.

  3. Searchlight Crusade says:

    No. As the person above said, loans that you don’t have to pay back aren’t loans.

    That said, there are some programs out there to take a bite out of buying your first property. Check with your city housing department (or county, if you are buying in unincorporated area)

  4. PlatinumREI.com says:

    There are interest-only loans and I have them. But you do have to pay back what you borrow eventually. Even if it is when you sell your house.

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