Are there always closing costs when you Refinance a mortgage?

by mortgagepaymentplan

Question by barbara d: Are there always closing costs when you Refinance a mortgage?
I’d like to know when it makes sense to refinance a 1st mortgage? What interest rate difference is worthwhile? And if you refi with same bank, can you negotiate the closing costs? Maybe say you will take your mortgage elsewhere?

Best answer:

Answer by Pixie
yes there are always closing costs for any mortgage, fees and taxes, etc

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