Question by Jazi_1: Anyone know of any Mortgage companies that will refinance a part-time employee?
I am very disappointed with my mortgage company and since I work a part-time job, no one else will aid me in refinancing for a lower interest rate. My mortgage interest rate went up this year by 2% and as I know they will continue to increase every 3-6 months.
I went from 7.1% to 9.1%. I been at my part time job for a little over a year. I had plans to sell my home this year but early last year the day my sister passed, I was given a letter from my full time job that I am laid off and they were going to let me know 2 weeks from that date but since I had to take a leave, they gave it to me earlier. Have not worked a full time since. Can someone please provide some sound information for I am desperate and do not want to lose what has taken me ten years to keep.
I live in Illinois. SO far I only had one company run my credit and they states that I am at 633, he also advise me to mention this to other lenders and I know not to release my soc. sec number. Since then I have paid off another bill so my score may be a bit higher.
Answer by wood_vulture
Well, you’re going to have to make a very large decision before anything else:
Do you want to fight to keep what you have, or do you want to fight to get more?
If you want to fight to get more, sell the house asap and reinvest the proceeds.
If you want to fight to keep what you have, I work along with Primerica Financial Services. We can consolidate pretty much any loan under the Sun, and we only do fixed-rate loans and mortgages. If you’d like to talk, e-mail me at firstname.lastname@example.org. My name’s Chris. And I’m only a part-time guy.
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