Refinance guide refinance documents checklist for W-2 and 1099 borrowers

Refinance guide refinance documents checklist for W-2 and 1099 borrowers

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Refinance Documents Checklist for W-2 and 1099 Borrowers Refinancing your mortgage can lower your rate, shorten your term, or pull cash out of your home. Lenders verify income, assets and property details before approving a refinance. The documentation differs for W-2 employees (traditional payroll) and 1099 earners (independent contractors, freelancers, and many business owners). This…

Refinance guide condo litigation and warrantability impact on refi

Refinance guide condo litigation and warrantability impact on refi

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Condo litigation and warrantability: how legal disputes affect your refinance When you refinance a condominium unit, lenders don’t just evaluate your credit and the unit itself — they also review the condo project. “Warrantability” refers to whether a condo association meets the underwriting standards lenders use (frequently aligned with Fannie Mae, Freddie Mac, FHA, VA,…