Loan types
How a recorded transfer on death or beneficiary deed affects HELOC origination, title, due-on-sale protection, draw rights, and payoff at the owner's death.
How a recorded transfer on death or beneficiary deed affects HELOC origination, title, due-on-sale protection, draw rights, and payoff at the owner's death.
Compare VA cash-out Type I vs Type II in 2026: 36-month recoupment, 50/200 bps rate rules, the eight-point NTB test, and which path your refinance qualifies for.
Severed mineral rights showed up on your title? Here's how HELOC and second-lien lenders handle ALTA 35, surface waivers, and appraisal risk in 2026.
Have a mechanic's lien on your home? See how payoff, release bonds, escrow holdbacks, and expiration clear title so your 2026 home equity loan can close.
VA IRRRL on a joint VA loan with a non-veteran co-borrower: 2026 rules on who must stay on the new loan, entitlement, funding fee, and lender overlays.
Can you get a home equity loan on land with a recorded conservation easement? 2026 guide to appraisal, LTV, lender consent, title exceptions, and tax risk.
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