Loan types
Compare Point, Hometap, Unison, Unlock HEI buyback formulas in 2026: worked math, starting-value risk adjustments, protection caps, and partial buyout rules.
Compare Point, Hometap, Unison, Unlock HEI buyback formulas in 2026: worked math, starting-value risk adjustments, protection caps, and partial buyout rules.
The VA sets no LTV cap on an IRRRL, but lender overlays draw the real ceiling. Here's where underwater veterans get stopped in 2026 and how to close.
The USDA Streamlined-Assist refinance requires a $50+ monthly payment reduction. Here's what counts toward the test and the full 2026 eligibility rulebook.
HUD's 5× benefit rule decides if you can refinance your reverse mortgage in 2026. See the math, seasoning windows, MIP credit, and when it's worth it.
Compare home equity sharing agreements vs HELOCs in 2026: real cost, qualification, settlement risk, CFPB warnings, and Illinois' new 36% APR cap explained.
The delayed financing six-month rule gives cash buyers one window to refinance. Learn how the clock starts, how to measure it, and what to do if you miss.
We’re an independent education site. We don’t originate loans, and no lender pays for placement in our guides.
Every guide shows when it was published, when it was last updated, and where the numbers come from. Our editorial standards →
Numbers come from Freddie Mac, Fannie Mae, the CFPB, HUD, and the VA — cited at the end of every article. Sourcing policy →
Plain-English explainers with the math shown. How we make money, in one paragraph: advertising disclosure →