Loan types
Have a mechanic's lien on your home? See how payoff, release bonds, escrow holdbacks, and expiration clear title so your 2026 home equity loan can close.
Have a mechanic's lien on your home? See how payoff, release bonds, escrow holdbacks, and expiration clear title so your 2026 home equity loan can close.
VA IRRRL on a joint VA loan with a non-veteran co-borrower: 2026 rules on who must stay on the new loan, entitlement, funding fee, and lender overlays.
Can you get a home equity loan on land with a recorded conservation easement? 2026 guide to appraisal, LTV, lender consent, title exceptions, and tax risk.
Refinancing with a shared-appreciation DPA second lien in 2026? See 2026 recapture math, Fannie/Freddie/FHA resubordination rules, and payoff pitfalls.
Cash-out refi to fund a QOF under OZ 2.0 in 2026? Refi proceeds aren't eligible gains. Here's what works, interest tracing rules, and the 2026 timing trap.
Can a buyer or seller obtain a home equity loan on a contract-for-deed property in 2026? Title split, lien priority, state law, and lender overlay rules.
We’re an independent education site. We don’t originate loans, and no lender pays for placement in our guides.
Every guide shows when it was published, when it was last updated, and where the numbers come from. Our editorial standards →
Numbers come from Freddie Mac, Fannie Mae, the CFPB, HUD, and the VA — cited at the end of every article. Sourcing policy →
Plain-English explainers with the math shown. How we make money, in one paragraph: advertising disclosure →