VA & IRRRL
VA IRRRL on a Joint VA Loan With a Non-Veteran Co-Borrower (2026 Rules)
VA IRRRL on a joint VA loan with a non-veteran co-borrower: 2026 rules on who must stay on the new loan, entitlement, funding fee, and lender overlays.
Featured guide
VA IRRRL on a Joint VA Loan With a Non-Veteran Co-Borrower (2026 Rules)
VA IRRRL on a joint VA loan with a non-veteran co-borrower: 2026 rules on who must stay on the new loan, entitlement, funding fee, and lender overlays.
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Home Equity
Home Equity Loan on a Property With a Recorded Conservation Easement: 2026 Guide to Eligibility, Appraisal, LTV, Lender Consent & Title
Can you get a home equity loan on land with a recorded conservation easement? 2026 guide to appraisal, LTV, lender consent, title exceptions, and tax risk.
Down Payment Assistance
Refinancing a Shared-Equity DPA Second Lien in 2026: Rate-and-Term Rules, Recapture Math, and Resubordination Traps
Refinancing with a shared-appreciation DPA second lien in 2026? See 2026 recapture math, Fannie/Freddie/FHA resubordination rules, and payoff pitfalls.
Cash-Out
Cash-Out Refinance to Fund an Opportunity Zone Investment (2026): What Actually Works Under OZ 2.0
Cash-out refi to fund a QOF under OZ 2.0 in 2026? Refi proceeds aren't eligible gains. Here's what works, interest tracing rules, and the 2026 timing trap.
Home Equity
Home Equity Loan on a Contract-for-Deed Property: Buyer and Seller Options in 2026
Can a buyer or seller obtain a home equity loan on a contract-for-deed property in 2026? Title split, lien priority, state law, and lender overlay rules.
Home Equity
Home Equity Loan on a Property Held in an Irrevocable Trust (2026): Lenders, Signatures, Workarounds
Home equity loan on property in an irrevocable trust in 2026: which lenders will originate, trustee signature rules, Garn-St. Germain limits, workarounds.
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