Condo and HOA
Home Equity Loan on a Condo With Pending HOA Litigation (2026 Rules)
Pending HOA lawsuit on your condo? Learn which suits kill a home equity loan under 2026 Full Review rules and which lender channels still close the file.
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Home Equity Loan on a Condo With Pending HOA Litigation (2026 Rules)
Pending HOA lawsuit on your condo? Learn which suits kill a home equity loan under 2026 Full Review rules and which lender channels still close the file.
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Co-Ownership & Title
Home Equity Loan on Tenancy-in-Common (TIC) Property: Can One Co-Owner Borrow Against Their Share in 2026?
Home equity loan on a tenancy-in-common property in 2026: when co-owners must sign, when a fractional TIC loan is possible, and what lenders actually allow.
Home Equity
Home Equity Loan With a Solar Lease Assignment (2026): Estoppel, Lessor Acknowledgment, and UCC Rules
Home equity loan with a Sunrun, Sunnova, or SunPower solar lease in 2026. Learn the estoppel, lessor acknowledgment, UCC, and DTI rules before closing.
Home Equity
Home Equity Loan for ITIN and Foreign National Borrowers: 2026 Qualification Rules
ITIN and foreign national home equity loans in 2026: qualification rules, LTV ceilings, documents, state restrictions, and lender availability compared.
Cash-Out
Cash-Out Refinance to Fund a Family Limited Partnership (FLP) in 2026: Underwriting, Interest Deduction, and §2036 Risk
Cash-out refinance proceeds funding an FLP in 2026: lender underwriting treatment, interest deductibility under tracing rules, and IRC 2036 estate risks.
Life Events
Rate-and-Term Refinance to Remove a Deceased Co-Borrower From Title and Mortgage (2026)
Remove a deceased co-borrower from your mortgage and deed in 2026. Garn-St. Germain rights, successor-in-interest rules, refi vs. assumption, docs checklist.
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