Loan types
Learn when a 2026 HECM borrower must fund a LESA, how the set-aside is calculated, fully vs partially funded rules, and when extenuating circumstances apply.
Learn when a 2026 HECM borrower must fund a LESA, how the set-aside is calculated, fully vs partially funded rules, and when extenuating circumstances apply.
Compare 2026 home equity loan CLTV caps across primary residences, second homes, and investment properties, plus credit, reserve, and rate requirements.
HECM for Purchase down payment rules in 2026: acceptable sources, the 6% IPC cap after FHA's April 2024 change, and 12-month seasoning explained.
MCC reissuance rules for 2026: preserve your federal mortgage tax credit after a rate-and-term refinance, meet the 1-year deadline, and avoid cash-out traps.
FHA lets you streamline a converted-rental FHA loan in 2026 — but only under strict rules on occupancy, seasoning, principal-balance cap, and NTB. Here's how.
FHA streamline refinance owner occupancy rules for 2026: how primary, HUD-approved secondary, and non-owner classes work and what docs your lender needs.
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