Cash-Out
Sibling Buyout Refinance: Using the Fannie Mae Co-Owner Exception in 2026
A sibling buyout of an inherited house looks like a cash-out refinance. It isn't.
Featured guide
Sibling Buyout Refinance: Using the Fannie Mae Co-Owner Exception in 2026
A sibling buyout of an inherited house looks like a cash-out refinance. It isn't.
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FHA Refinance
FHA Streamline Refinance With a Non-Borrowing Spouse in a Community Property State (2026 Guide)
How FHA streamline refinance rules treat non-borrowing spouses in community property states in 2026: DTI, signatures, HUD 4000.1, and state exceptions.
Rate & Term
How to Refinance a Land Contract Before the Balloon Payment Comes Due (2026 Rate-and-Term Guide)
Refinance a land contract before the balloon comes due in 2026. Understand the Fannie Mae 12-month rule, FHA and VA options, LTV limits, docs, and pitfalls.
Evergreen Guides
Mortgage Refinancing Explained: Types, Costs, Process, and When It’s Worth It
A plain-English guide to mortgage refinancing: how it works, the three main types, eligibility, closing costs, the timeline, and when refinancing pays off.
VA & IRRRL
VA IRRRL for Surviving Spouses in 2026: Eligibility, Entitlement Restoration, and Refinancing a Deceased Veteran’s Loan
Yes, a surviving spouse can refinance a deceased veteran's VA loan via IRRRL in 2026. See eligibility, Code 06/07, funding fee waiver, and entitlement rules.
Cash-Out
Cash-Out Refinance on a Property Held in an LLC: Title Transfer, Seasoning, and Conventional vs. DSCR Paths for 2026
Refinancing a rental held in an LLC in 2026? Compare conventional deed-out and DSCR paths, seasoning credit, deed choice, and due-on-sale risk.
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