Home Equity
Home Equity Loan for ITIN and Foreign National Borrowers: 2026 Qualification Rules
ITIN and foreign national home equity loans in 2026: qualification rules, LTV ceilings, documents, state restrictions, and lender availability compared.
Featured guide
Home Equity Loan for ITIN and Foreign National Borrowers: 2026 Qualification Rules
ITIN and foreign national home equity loans in 2026: qualification rules, LTV ceilings, documents, state restrictions, and lender availability compared.
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Cash-Out
Cash-Out Refinance to Fund a Family Limited Partnership (FLP) in 2026: Underwriting, Interest Deduction, and §2036 Risk
Cash-out refinance proceeds funding an FLP in 2026: lender underwriting treatment, interest deductibility under tracing rules, and IRC 2036 estate risks.
Life Events
Rate-and-Term Refinance to Remove a Deceased Co-Borrower From Title and Mortgage (2026)
Remove a deceased co-borrower from your mortgage and deed in 2026. Garn-St. Germain rights, successor-in-interest rules, refi vs. assumption, docs checklist.
Home Equity
Home Equity Loan With Mello-Roos: California CFD Lien, DTI & Payoff Guide (2026)
How California Mello-Roos CFD liens affect home equity loan underwriting in 2026: DTI math, lien priority, escrow treatment, and bond prepayment options.
2026 Rules
Cash-Out Refinance After a Quitclaim Deed: 2026 Seasoning Rules, Title Insurance Pitfalls, and Divorce/Inheritance Exceptions
Cash-out refinance after a quitclaim deed in 2026: how the six-month title, 12-month loan and title-insurance clocks interact, plus divorce exceptions.
VA & IRRRL
VA IRRRL With Partial Entitlement After a Prior VA Foreclosure: 2026 Rules
Can veterans with partial entitlement after a prior VA foreclosure still get an IRRRL in 2026? Yes. The recycled-guaranty rule lets the streamline proceed.
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