If I want to combine my 1st and 2nd mortgage what type of loan would that be?

Question by whattheheck: If I want to combine my 1st and 2nd mortgage what type of loan would that be?
If we refinance and combine our 1st mortgage and our home equity line, what type of loan is that called. I don’t want to call a mortgage place right now because they will run our credit and all that stuff. Also would we qualify for the low rates that are being advertised if we have good credit?

Best answer:

Answer by redwine
If you have enough equity in your house, you should be able to combine it into a first mortgage and let it be. tba

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