Author Archives: duncan
by truliavisuals Question by sadonnac: If you file bancruptcy can you ever refinance your home? I have to file bankruptcy but I still own my home, how long will i have to wait before a mortgage company will talk to … Continue reading
by USDAgov Question by spoonylarue: Is it true that I have to keep my Adjustable Rate Mortgage for 2 years? That’s what the mortgage guy said but I’ve heard other people say I should try and refinance now. I’ve only … Continue reading
Question by Denise T: Can you keep your home from being foreclosed by declaring bankruptcy? We’re trying to save our home(refinancing and brokers didn’t work) and have gotten nowhere with the mortgage company.They have already started foreclosure.The wacky part is … Continue reading
by J. Stephen Conn Question by SYSMatrix: Will mortgage advance payment lower current payment schedule? I am thinking for refinance now. The mortgage loan agent says whenever I do mortgage advance payment, my next month’s mortgage will be recaculated based … Continue reading
Q&A: i bought a house with my daughter and she wants to refinance to get my name off what should I do?
Question by boo boo: i bought a house with my daughter and she wants to refinance to get my name off what should I do? I pay the mortgage and i live in the property can she refinance without my … Continue reading
can you transfer your existing mortgage to a new house without having to come up with a down payment on the ne?
Question by Kevin: can you transfer your existing mortgage to a new house without having to come up with a down payment on the ne? i have a house with a mortgage. i want a newer house that’s worth more. … Continue reading
by USDAgov Question by whoanelly: Is it cheaper to refinance or sell house? House is worth $ 100,000. Sale price is $ 97,000. I owe $ 62,000. Ex gets half of profit. So, would it be cheaper to refinance at … Continue reading
by Strangeless Question by Brian: When is PMI removed on an underwater refinance? I am refinancing my mortgage which has PMI. The new mortgage will also have PMI. If we assume my property doesn’t drastically increase in value, when can … Continue reading
Question by Gray: Has anyone ever had USDA threaten to take your home if you do not refinance? They’re doing this to me. I have made payments on my home on time for 17 years and now that I am … Continue reading
Question by chirailfan: Should I refinance if i owe more than my house is worth? I have two mortgages, 1 is a 30 year fixed at 6.5% and another at 8.5% interest only. If you combine the amount i owe … Continue reading