Question by lilly101200: Should I refinance to get a lower payment?
I have a mortgage of $ 170,000 at 5.9% interest and was going to pay it down by $ 20,000 but am wondering if it would be better to refinance now or wait until the rate goes down even further.
Answer by golferwhoworks
pay it down and yes then refi or you can wait it out either way
What do you think? Answer below!