Question by ka quillen: Why does my mortgage company need proof of marriage for refinancing?
My husband and I are refinancing our mortgage through a different lender. I kept my maiden name so of course we have different last names. We have to give our new lender a copy of our marriage license for the refinancing paperwork. Although I don’t remember for sure, I don’t think we had to provide such proof last year when we got the original mortgage. Why does it matter whether we are married or not? How would it affect the process if we were simply a common-law couple?
Answer by Janet W
Because it’s important that they finance to a married couple, it is more stable. Pretty simple/
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