Question by Missymae: Anyone have any tips for refinancing?
We started working with Lending Tree, gave a deposit, then they changed their mind and wouldn’t give the deposit back. Now we are stuck out $ 600, our existing mortgage increased $ 600 per month, and we need to start the process over again. We both have good credit scores, we just do not have much equity in our house (about 15k only). Any tips to get our mortgage refinanced and quick??? BTW Lending Tree sucks….
Answer by Deevah
you should read these articles:
I personally suggest that you speak with a financial advisor. You may be able to schedule a sit down with someone at a large bank (less chance of getting scammed).
I wish you luck!
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never pay a deposit on a refi. if i had a dollar for every time i heard that about lending tree… anyway, i would be happy to look at your situation for you… for FREE. email me a brief bit and i can email you some options back. just click on my profile and then my email.
Never pay a deposit. And also you didn’t work with Lending Tree, you put your “application” with lending tree and they sold your name and number to probably 20 people.
The only thing you will probably run into now. Is that when you refinance the bank probably put a Pre-Payment Penalty on your loan. So definitely watch out for that.
Also, let me know if I can be of any assistance.
You need a good loan officer who will not blow smoke at you or try to take upfront fees. I recommend First National Banc Corp. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a First National loan officer will contact you within 24 hours. Good luck.