Question by celery1399: How to remove a co-borrower from title and mortgage of home?
I purchased a house with a friend almost 4 years ago. She is now getting married, and we need to remove her name from the title and the mortgage. I know we will need to complete a quit claim to remove it from the title – do we need an attorney to do this, or can we just fill out the form and have it notarized and file it with the county?
Other than that, I’m assuming I just have to refinance and qualify for the mortgage on my own. Has anyone done this? Have any tips?
Answer by godged
You have to refinance to remove her from the mortgage.
Talk to a title company in your area for the best way to convey title. Quit claim deeds offer no warranty, and are not an advisable means to do this. A title company will charge you much less than any attorney.
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