ICE Mortgage Monitor: Highest Quarterly Mortgage Volume Since 2022 Fueled by Purchase and Cash‑Out Refinances

ICE Mortgage Monitor: Highest Quarterly Mortgage Volume Since 2022 Fueled by Purchase and Cash‑Out Refinances

ByMortgage Refinancing Blog team

Introduction The latest ICE Mortgage Monitor, released August 11, 2025, shows U.S. mortgage lending hitting its strongest quarterly volume since 2022. The report highlights a rebound that is being driven not only by purchase activity but also by a notable increase in cash‑out refinances. The development marks a meaningful shift in activity patterns after a…

Mortgage Rates Fall After Fed Holds

Mortgage Rates Fall After Fed Holds

ByMortgage Refinancing Blog team

How the Fed decision translated to mortgage markets The Fed’s announcement that it would keep its policy rate unchanged removed one source of near‑term uncertainty, calming some financial markets. Mortgage rates, which are influenced more directly by longer‑term Treasury yields than by the overnight federal funds rate, often move when investors reassess growth and inflation…