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HELOC vs cash-out refinance vs home equity loan
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HELOC vs cash-out refinance vs home equity loan

HELOC vs Cash-Out Refinance vs Home Equity Loan: A Practical Guide When you need to access equity in your home, three common choices are a home equity line of credit (HELOC), a cash-out refinance, and a home equity loan. Each has different structures, costs, and risks. This guide explains how they work, when to consider […]

ICE Mortgage Monitor: Highest Quarterly Mortgage Volume Since 2022 Fueled by Purchase and Cash‑Out Refinances
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ICE Mortgage Monitor: Highest Quarterly Mortgage Volume Since 2022 Fueled by Purchase and Cash‑Out Refinances

Introduction The latest ICE Mortgage Monitor, released August 11, 2025, shows U.S. mortgage lending hitting its strongest quarterly volume since 2022. The report highlights a rebound that is being driven not only by purchase activity but also by a notable increase in cash‑out refinances. The development marks a meaningful shift in activity patterns after a […]