When to Refinance: Timing, Break-Even & Market Signals
Rate Volatility Makes Timing Critical Mortgage rate volatility has reached unprecedented levels in 2025, with daily fluctuations of 0.02% to 0.06% becoming the norm rather than the exception. Recent data shows rates moving from 6.77% on July 9th to 6.85% by July 15th—a 0.08% swing in just six days[1]. This volatility stems from conflicting economic…
