What’s a good mortgage refinance rate right now?

Question by Rich B: What’s a good mortgage refinance rate right now?
Looking at refinancing a home loan. I have over 25% equity in my home and an excellent credit score. Currently paying 6.5% on a 30-yr fixed and I know I can do better. What rates are out there in the market right now? Looking for fixed 15 years minimum or adjustable 5 years or more.

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Answer by Ozeki
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