Tag Archives: Rate

Is it true that I have to keep my Adjustable Rate Mortgage for 2 years?

by USDAgov Question by spoonylarue: Is it true that I have to keep my Adjustable Rate Mortgage for 2 years? That’s what the mortgage guy said but I’ve heard other people say I should try and refinance now. I’ve only … Continue reading

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Q&A: Is there any way that a fixed-rate mortgage’s interest rate could be raised?

by Strangeless Question by Brandon S: Is there any way that a fixed-rate mortgage’s interest rate could be raised? I know the term “fixed-rate” means that the interest rate could not be raised theoretically, but are there clauses in the … Continue reading

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Where can I find the current mortgage rate in Oregon?

by truliavisuals Question by Dwayne: Where can I find the current mortgage rate in Oregon? I’m going to refinance my house and I heard from friends that this coming week the mortgage rate will drop a bit. When I called … Continue reading

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Why does the Government keep saying we are able to refinance our homes at a low rate of interest, when they?

Question by Sandee: Why does the Government keep saying we are able to refinance our homes at a low rate of interest, when they? have raised the FHA– PMI (mortgage insurance) up so high that the cost of it offsets … Continue reading

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refinance my mortgage now with no fee and lower rate?

Question by Homeonwer in California: refinance my mortgage now with no fee and lower rate? I have mortgage with Wells Fargo fix 5 years, its only my 2nd year,can I still ask them to refinance w/no fee? Best answer: Answer … Continue reading

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If I have already consolidated my student loans, is there still a way to “refinance” for a lower rate?

Question by conrack: If I have already consolidated my student loans, is there still a way to “refinance” for a lower rate? I currently have a 7.625 rate on my consolidated student loans. Is there a refinancing process for student … Continue reading

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What to expect to pay in closing on a refi & at what interest rate?

by mortgagepaymentplan Question by lindsay: What to expect to pay in closing on a refi & at what interest rate? I want to refinance to get low interest on a 2nd mortgage I have. I owe 36K on the first … Continue reading

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Q&A: How do I go about getting my mortagage co to reassess my interest rate without charging me fees?

Question by MELANIE G: How do I go about getting my mortagage co to reassess my interest rate without charging me fees? I have a friend who’s mortgage co “reassessed” her rate to a lower one, and did not charge … Continue reading

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Is there any way to get a straight mortgage rate reduction?

Question by Jason F: Is there any way to get a straight mortgage rate reduction? Is there any way to get a straight mortgage rate reduction? I have a mortgage through Chase that is currently 7.625% and I would like … Continue reading

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Q&A: I want to buy a new home and keep my old one. Should I refinance old home for better interest rate?

by Strangeless Question by Legallyblonde: I want to buy a new home and keep my old one. Should I refinance old home for better interest rate? I am considering purchasing a new home in a few months, but would like … Continue reading

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