Question by *EmmaSurella*: What credit score do you need to qualify for an FHA mortgage refinance?
My husband has a 610 and I have a 683. We have 10% equity in our home. Our current lender says he needs a 620 to qualify for FHA (but a few months ago when his credit was 577 the lender said it just had to be 580). Are they trying to play us for fools here?
Answer by Martins
contact firstname.lastname@example.org he is an agent not a lender,but he would be able to help you out
Give your answer to this question below!
FHA increased the minimum score required from 580 to 620 about three months ago.
You will need at least 680 and monies to put down.
No they are not playing you, the score was raised to 620 about 6 months ago.