What credit score do you need to qualify for an FHA mortgage refinance?

Question by *EmmaSurella*: What credit score do you need to qualify for an FHA mortgage refinance?
My husband has a 610 and I have a 683. We have 10% equity in our home. Our current lender says he needs a 620 to qualify for FHA (but a few months ago when his credit was 577 the lender said it just had to be 580). Are they trying to play us for fools here?

Best answer:

Answer by Martins
contact loanagent21@gmail.com he is an agent not a lender,but he would be able to help you out

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3 Responses to What credit score do you need to qualify for an FHA mortgage refinance?

  1. MadMan says:

    FHA increased the minimum score required from 580 to 620 about three months ago.

  2. Reggie says:

    You will need at least 680 and monies to put down.

  3. jojo says:

    No they are not playing you, the score was raised to 620 about 6 months ago.

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