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Tag Archives: Score
Q&A: What is the best way to Improve my Credit Score.?
Question by qnh026: What is the best way to Improve my Credit Score.? My score is 658 now. I have 6 open credit cards with about 20,000 balance. I do make all payments on time every month. I want to … Continue reading
How long does is take for credit score to go back up?
Question by Hallie: How long does is take for credit score to go back up? We recently refinanced our underwater mortgage. When applying for a car loan today, we discovered that our credit score dropped over 100 points. When we … Continue reading
Q&A: How can my husband raise his credit score quickly?
Question by kmm100: How can my husband raise his credit score quickly? He needs to raise his score a little in order for us to refinance our mortgage. He only has one credit card in his name which he doesn’t … Continue reading
Will negotiating credit card debt hurt my credit score?
Question by Cutman: Will negotiating credit card debt hurt my credit score? I’ve been unemployed for a couple months, and the credit card payments are starting to hurt. If I negotiate with the credit card company to reduced my debt … Continue reading
Q&A: Is there a loan company out there anywhere that refinances under 500 credit score to stop foreclosure?
Question by loveystar1: Is there a loan company out there anywhere that refinances under 500 credit score to stop foreclosure? I am in need of refinancing our home. We are currently almost 2 months behind on our mortgages. We stopped … Continue reading
Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score?
by marsmet461 Question by BleadGreen: Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score? I’m preparing to buy a house next year and doing everything in my power to increase … Continue reading
Would removing father’s mortgage refinance from credit report improve my score?
Question by Frank R: Would removing father’s mortgage refinance from credit report improve my score? My father refinanced mortgage to do some improvements and it has appeared on mine and his credit report (We share the same name except I … Continue reading
Can I get a no doc mortgage Refinance loan with a 600 Fico Score?
by rcarver Question by spec1235: Can I get a no doc mortgage Refinance loan with a 600 Fico Score? Fico Scores range from 585-621. Self employed, bankruptcy within past year. Don’t care about interest rates. Honest, kind answers only, please. … Continue reading
What credit score do you need to qualify for an FHA mortgage refinance?
Question by *EmmaSurella*: What credit score do you need to qualify for an FHA mortgage refinance? My husband has a 610 and I have a 683. We have 10% equity in our home. Our current lender says he needs a … Continue reading