Question by krisdds426: I got a Good Faith Estimate from my refinance mortgage lending company and there are Title search, title?
insurance, Title Exam and Miscellaneou Title fees. These expenses I already paid since I bought the home 2 years ago so do I need to pay again now just for refinance? Please advise, thank you. And what is the best rate now for the 15 years fixed?
Best answer:
Answer by wizjp
Underwriting should require an update on the status of the title to make sure no liens or outsales/clouds have appeared on the title.
Every new loan has title insurance.
Yes you do
Varies from day to day and situation to situation. Best discussed with your broker
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