Tag Archives: there

Q&A: Is there any way that a fixed-rate mortgage’s interest rate could be raised?

by Strangeless Question by Brandon S: Is there any way that a fixed-rate mortgage’s interest rate could be raised? I know the term “fixed-rate” means that the interest rate could not be raised theoretically, but are there clauses in the … Continue reading

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If someone refinanced their home a few months ago, but lost there job later and can’t afford the home?

by Superrad_ Question by curious: If someone refinanced their home a few months ago, but lost there job later and can’t afford the home? On a 1st Mortgage, what does the bank do, if someone refinanced their home afew months … Continue reading

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I need to refinance my 2 homes, but I have a high debt to income ratio. Are there any serious lenders to help?

by spike55151 Question by angiemcp2: I need to refinance my 2 homes, but I have a high debt to income ratio. Are there any serious lenders to help? My credit score is average but not bad. I’m having a hard … Continue reading

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Is there any advantage to getting a 15 year fixed mortgage?

Question by Spiderspider: Is there any advantage to getting a 15 year fixed mortgage? If I sent in a little more money to my current 30 year mortgage so that it was paid off on the same timetable as the … Continue reading

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If I have already consolidated my student loans, is there still a way to “refinance” for a lower rate?

Question by conrack: If I have already consolidated my student loans, is there still a way to “refinance” for a lower rate? I currently have a 7.625 rate on my consolidated student loans. Is there a refinancing process for student … Continue reading

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How does a deed of trust work if there is a prior lein on a property?

by merfam Question by PlasticTrees: How does a deed of trust work if there is a prior lein on a property? I’m getting ready to meet with an attorney and the guy that wants to sell me a house. The … Continue reading

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If a property has a reverse mortgage and the owner has passed away, is there a way for the heir to refinance?

Question by MisterRE: If a property has a reverse mortgage and the owner has passed away, is there a way for the heir to refinance? Due to market conditions the heir is having difficulty selling the property. The reverse mortgage … Continue reading

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Is there any way to get a straight mortgage rate reduction?

Question by Jason F: Is there any way to get a straight mortgage rate reduction? Is there any way to get a straight mortgage rate reduction? I have a mortgage through Chase that is currently 7.625% and I would like … Continue reading

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Is there a bank in the US that will give loans for foreign real estate?

by truliavisuals Question by northwestguy45: Is there a bank in the US that will give loans for foreign real estate? I reside in the US and have a property overseas that I want to refinance. The current mortgage is with … Continue reading

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Is there a mortgage that will allow me to pay off other debt?

by truliavisuals Question by Anna Z: Is there a mortgage that will allow me to pay off other debt? Basically, when I apply for a mortgage to purchase a house, am I able to get a greater amount than needed … Continue reading

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