Tag Archives: card

Is it better to pay off and close credit card accounts or pay them down to below 50% to raise credit rating?

Question by S.W.: Is it better to pay off and close credit card accounts or pay them down to below 50% to raise credit rating? Our morgage broker is telling us that we should pay down our multiple credit cards … Continue reading

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Where can I get a loan to pay off some credit card debt without haveing to borrow against my house?

by USDAgov Question by Nancy R: Where can I get a loan to pay off some credit card debt without haveing to borrow against my house? I want to get a loan to pay off all my credit cards and … Continue reading

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Q&A: Keep 2nd Mortgage or transfer it to credit card?

Question by Customer: Keep 2nd Mortgage or transfer it to credit card? I have a 2nd mortgage of approximately $ 3,400. The interest is almost 8% and I have approximately 16 years left to pay on it. I know I … Continue reading

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Will negotiating credit card debt hurt my credit score?

Question by Cutman: Will negotiating credit card debt hurt my credit score? I’ve been unemployed for a couple months, and the credit card payments are starting to hurt. If I negotiate with the credit card company to reduced my debt … Continue reading

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Do you you will be able to negotiate with Mortgage companies like you can with credit card banks?

Question by bgpnst2: Do you you will be able to negotiate with Mortgage companies like you can with credit card banks? Suppose you have steller credit and want to re-negotiate your mortgage rate like you can essentialy do with a … Continue reading

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Why would we be turned down for a credit card when we just passed a credit check for a mortgage refinance?

Question by Deirdre B: Why would we be turned down for a credit card when we just passed a credit check for a mortgage refinance? The same week my husband looked into a balance transfer credit card I started an … Continue reading

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Debt Help: The Bailout to lose Credit Card Debt

Debt Help: The Bailout to lose Credit Card Debt Article by Margarette Jones It seems like day-to-day now that we all learn about some sort of government financed bailout of another … Continue reading

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Is it a bad idea to apply for a credit card while in the middle of a mortgage refinancing process?

Question by dude: Is it a bad idea to apply for a credit card while in the middle of a mortgage refinancing process? I have a high credit score (760), and was approved for my bank’s best rate. The refinancing … Continue reading

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Debt consolidation mortgage Help- employ a supporting palm regarding charge card credit card debt removal

Debt consolidation mortgage Help- employ a supporting palm regarding charge card credit card debt removal Article by Casandra Rodgers Most of us, particularly whoever has recognized by on their own inside poor debts … Continue reading

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Q&A: What is the cost of refinancing with the same mortgage company? payoff 2nd & credit card loans?

by J. Stephen Conn Question by z2008a: What is the cost of refinancing with the same mortgage company? payoff 2nd & credit card loans? I want to refinance my 1st mortgage with the same lender, pay off 2nd mortgage from … Continue reading

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